Payment Options

The Subscription Economy: Great Rewards, But Not Without its Risks
October 3, 2017 at 10:06 am

In the years since I co-founded eMerchantBroker, many merchants and businesses have moved away from the traditional pay-for-product pricing models and have begun to implement subscription-based pricing. Tien Tzuo, CEO of Zuora, coined the term "the subscription economy" to describe this paradigm shift. While this new model promises great benefits to all stakeholders, it's notโ€ฆ

Amazonโ€™s โ€˜1-Clickโ€™ Patent Expired This Week
September 14, 2017 at 10:07 am

On Monday, Amazon.comโ€™s patent for โ€œ1-Clickโ€ ordering expired, ending its exclusive hold on one of the most contentious patents on the internet. GeekWire reports Amazon won the patent back in 1997 when the nascent company was still just an online book retailer. The patent allows returning shoppers who have already entered billing and shipping infoโ€ฆ

VR/AR Tech: A Brick-and-Mortar Lifeline
August 9, 2017 at 11:19 am

Much has been made of the increasingly prominent role of e-commerce within retail โ€” and rightfully so. A number of big-name retailers have dedicated both time and money attempting to challenge Amazon.com's market dominance. When it comes to keeping their brick-and-mortar locations around despite a flurry of e-commerce growth, retailers need to get creative. Virtualโ€ฆ

The Future is Here: The Queue-Free Checkout Trend
August 2, 2017 at 10:45 am

Hurried shoppers everywhere have complained about the time spent waiting in line to check out. Retailers have tried all sorts of methods and techniques to ease the process, from bulky self-checkout lanes to line-busting to distracting shoppers with impulse purchases. But what if the solution is to just get rid of the queues altogether andโ€ฆ

E-Commerce in Emerging Markets: Whatโ€™s Needed for Payments and Fraud Prevention
July 20, 2017 at 9:48 am

It's estimated that cross-border online B-to-C sales will more than double in the next five years. With over 90 percent of the global population under 30 years of age living in emerging markets, and e-commerce in these economies growing twice as fast as in most developed markets, U.S. retailers would be remiss if they didnโ€™tโ€ฆ

4 Reasons You Could Be Denied for a Merchant Account
July 11, 2017 at 9:17 am

Many retailers struggle getting approved for merchant accounts to process credit card transactions. It's important to be prepared and knowledgeable about the merchant account industry so that you have a high chance of success. Here are some reasons that you could be denied for a merchant account or dropped by a merchant account processor: 1.โ€ฆ

Amazon Launches Cash-Back Program for Prime Members
June 14, 2017 at 10:31 am

On Tuesday, Amazon launched a new perk for Prime members that will give them cash back on purchases. Through Amazon Prime Reload, Prime members can get 2 percent back on purchases if they add funds to their Amazon balance using a debit card attached to a bank account. Amazon Prime Reload is built on topโ€ฆ

Payment Financing Helps Auto Retailer Boost Sales 20%
June 1, 2017 at 10:30 am

K Series Parts is the oldest and largest Honda/Acura K-Series-based store, founded in 2001 as Club RSX and rebranded to its current name in 2012. The online retailer is a one-stop shop for all K-Series car parts. โ€œWe offer more than just parts,โ€ explains Chris Dye, founder of K Series Parts. โ€œOur customers remain loyalโ€ฆ

The Truth and Complexities About EMV Certifications
May 26, 2017 at 9:14 am

As long as there's an existing perception that the transition to EMV has been a rocky one, there will always be scapegoats. Depending on criticsโ€™ preferred flavor of the week, responsibility for the hurdles to rapid market adoption may be placed (rightfully or not) on the shoulders of issuers, merchants, payment brands, processors, tech providersโ€ฆ

How PCI Compliance Can Help Retailers Protect Against Data Breaches
May 25, 2017 at 9:22 am

PCI (payment card industry) compliance may not be a term you hear as often as a small business owner. However, it has noteworthy impact to the level of risk your business assumes in payment processing if you accept credit and debit cards from customers as a form of payment. Despite media headlines that tend toโ€ฆ