Payment Options

It's difficult to escape the ongoing news surrounding the U.S. president’s “trade war,” and what could potentially unfold. Recent headlines have left many e-commerce merchants feeling uncertain, as it's still unclear how cross-border sales could be affected. Regardless of the trade war we currently face, e-commerce growth rates around the world have skyrocketed in recent…

An estimated 20.4 billion devices will be connected by 2020, roughly four devices for every person on earth. The trend in owning connected devices continues to grow, as does the wealth of information that's shared across devices. Consumers are becoming more open to the idea of what has been dubbed the shared economy, where their…

Visa and a consortium of key industry organizations recently produced a report that provides an in-depth look at the opportunities and challenges small and midsize business (SMBs) face in an increasingly digital world. Digital Transformation of SMBs: The Future of Commerce, offers a snapshot into how SMBs can generate online sales and move to more technology-focused…

In e-commerce, there's a new payment method in town — instant financing. The practice enables merchants to offer consumers the ability to spread payments over time with low or no APR financing offers, and represents an attractive alternative to credit and debit cards when paying for online purchases. Instant financing is particularly appealing to millennials,…

Business owners are often surprised by what’s involved in setting up a merchant account for payment processing. While some decide to use numerous vendors to provide a processing gateway, platform, settlement services and equipment, it isn’t the most efficient strategy. In the long run, working with an end-to-end payment technology company can save time and…

In this week's episode of Retail Right Now, Total Retail's Caitlin Sullivan and Joe Keenan discuss two Supreme Court rulings in the past week that will have an impact on the retail industry going forward. First up is the High Court's decision to side with states in the South Dakota vs. Wayfair case — giving…

The Supreme Court handed American Express a win Monday in a lawsuit over rules it imposes on merchants that accept its cards. Under their contracts, merchants which accept American Express generally can’t encourage customers to use other credit cards, even though they charge merchants lower fees. The federal government and a group of states sued over…

Let’s face it, as consumers we all want a quick and easy experience when it comes to making purchases online or in-store. To provide this desired experience, merchants are under increasing pressure to improve security measures and exceed customer expectations while also controlling cost, and many of them have already taken notice. New research from…

Microsoft is reportedly working on technology that would eliminate cashiers and checkout lines from stores, six people familiar with the matter told Reuters this week. More specifically, the software giant is developing a system that tracks what shoppers add to their carts. Reportedly, Microsoft has shown sample technology to several global retailers and has had talks…

ACI Worldwide’s joint report with Ovum, 2018 Global Payments Insight Survey: Merchants, discusses how retailers and other merchants are tackling challenges in an industry where a consumer’s experience with customer service is now held to the highest standard. This survey is the third portion of this research series and highlights some of the key findings from the fourth year of this research. It provides an analysis of the views and plans of this part of the value chain, as well as a sense of how these perspectives have changed over time. This data sheds light on the importance of using new digital payments systems to glean better insights from consumers, the impact of real-time payments on consumers’ use of credit cards, and why merchants should implement fraud prevention measures.