Tom Niedbalski

Tom Niedbalski

Tom Niedbalski is the Vice President of Gift Solutions at Fiserv.

Leverage Gift Cards to Drive Loyalty and Exceed Customer Demands

Customer loyalty programs have been around for many years, and smart retailers are adapting them to take full advantage of today’s digital world. In addition to the traditional loyalty-driving benefits, digital loyalty programs can provide retailers with access to customer insights and enable the delivery of innovative experiences that strengthen the relationship between the brand…

Holiday Shopping Habits Unwrapped: What’s Impacting Consumer Spending?

The holiday shopping season is upon us and retailers are keen to understand what will drive consumer spending this year. With global supply chain issues and inflation on the rise, consumers are changing their spending habits. According to the recent Q3 Gift Card Gauge from Fiserv, economic factors are already having a significant impact on…

4 Creative Ways Retailers Are Using Gift Cards to Drive Sales

With supply chain issues stressing physical inventory and inflation running high, consumers are turning to gift cards to fill the gap and stretch their spending power. According to a recent consumer survey from Fiserv, 58 percent of consumers said gift card promotions are motivating them to buy more gift cards during this inflation period. This…

Reflections From the Retail Gift Card Association Forum: A Fast-Changing Landscape

In late October, I had the opportunity to moderate a panel at the Retail Gift Card Association Forum (RGCA), the premier annual event in the gift card industry, where senior executives from Panera, Disney, Inspire Brands, and Best Buy joined me in discussing the fast-changing gift card landscape. It was a spirited conversation about trends,…