David Malka

David Malka

David Malka is the chief sales officer of goTRG, a retail returns company working with Walmart, Lowe’s, Amazon and other top U.S. retailers. 

What the Buy Now Pay Later Trend Means for Retail and Returns

Buy now pay later (BNPL) companies like Affirm, Afterpay, and Klarna have been quietly building a loyal customer base for the last few years. Today, 56 percent of U.S. consumers say they have used BNPL providers for retail purchases — up nearly 50 percent from July 2020. Thanks to budget concerns, credit card mistrust, and…