Dave Ratner

Dave Ratner

Dave Ratner is the president of enterprise solutions for Syniverse. 

Mobile Wallet Offers Strategic Opportunity This Holiday Season

Research shows only 27 percent of U.S. consumers start holiday shopping in December. Some may have their shopping complete, but there are plenty of others getting gifts in these few days before the Christmas holiday. While some brands may worry that they've missed the biggest holiday shopping window to attract customers, a new mobile channel has emerged…