Payment Processing: Batch vs. Real Time

Real-time authorizations may address the need for better exception handling by not letting the customer go until an authorization is complete. For example, if an online customer attempts to use a credit card for which the address doesn’t match, real-time authorizations allow you to ask for a different address or another form of payment before hanging up or losing contact with that customer. However, real-time transactions also set up a chain of operational considerations (see below).