New Year, But Same Unsettled Economy

* 33.7 percent plan to decrease overall spending, up 4.5 percent from last month;

* 28.3 percent will look to increase savings, up from last month’s 26.4 percent;

* 23 percent of the respondents plan to pay more often with cash to ease the use of their credit cards in the post-holiday season;

* 41.5 percent are consolidating their shopping trips to combat high gas prices, 40.6 percent are doing their retail shopping closer to home, 35.4 percent are conducting online searches for sales and 29 percent are clipping coupons; and