Get What’s Coming to You

A robust risk management solution combines many of the above methods.

Solutions Available

As a cataloger, you can never be completely sure the customer is who he/she says. That’s why for some catalogers, it makes sense to use a third-party provider of risk-management solutions. There are many to choose from, including Retail Decisions, CyberSource, ClearCommerce, Experian and VerifyME. Some of them are costly, and some may seem intrusive to the cardholder. However, they also can offer you added technical support. Work with your processor to decide if this is a good fit for your business.